:root{
  --primary:#0b2d52;
  --accent:#c9a24d;
  --light:#f5f7fa;
  --dark:#0f172a;
  --muted:#475569;
  --card:#ffffff;
  --border:#e5e7eb;
  --shadow: 0 10px 30px rgba(2,6,23,.08);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family: system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--dark);
  line-height:1.65;
  background:#fff;
}
a{color:inherit;text-decoration:none}
.container{max-width:1120px;margin:auto;padding:0 20px}
.small{font-size:13px;color:rgba(255,255,255,.85)}
.muted{color:var(--muted)}
.spacer{height:18px}

.topbar{background:var(--primary);color:#fff;font-size:14px}
.topbar .container{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;padding:10px 20px}
.topbar a{text-decoration:underline}

.nav{
  position:sticky;top:0;z-index:50;
  background:#fff;border-bottom:1px solid var(--border);
}
.nav-flex{display:flex;justify-content:space-between;align-items:center;padding:16px 0;gap:16px}
.logo{font-weight:800;font-size:18px;letter-spacing:.2px;color:var(--primary)}
.menu{display:flex;list-style:none;gap:22px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.menu a{font-weight:600;font-size:14px;color:#0f172a}
.menu a:hover{color:var(--primary)}
.btn{display:inline-block;padding:12px 18px;border-radius:10px;font-weight:800}
.btn.primary{background:var(--accent);color:#0b0b0b}
.btn.primary:hover{filter:brightness(.96)}
.btn.outline{border:1px solid var(--border);background:#fff}
.btn.outline:hover{background:#f8fafc}
.hamburger{display:none;border:1px solid var(--border);background:#fff;border-radius:10px;padding:10px 12px;font-weight:800}

.hero{
  background:linear-gradient(rgba(11,45,82,.92),rgba(11,45,82,.92));
  color:#fff;padding:110px 0 95px;
}
.hero h1{font-size:48px;line-height:1.08;letter-spacing:-.8px;max-width:820px;font-weight:900}
.hero p{font-size:18px;max-width:720px;opacity:.92;margin-top:14px}
.hero .cta{margin-top:22px;display:flex;gap:12px;flex-wrap:wrap}
.hero .cta .btn{
  background:var(--accent);
  color:#0b0b0b;
}

.hero .cta .btn.outline{
  background:var(--accent);
  border:none;
}


.section{padding:88px 0}
.section.alt{background:var(--light)}
.kicker{
  display:inline-flex;gap:8px;align-items:center;
  border:1px solid rgba(255,255,255,.18);
  background:rgba(255,255,255,.06);
  padding:8px 12px;border-radius:999px;font-weight:700;font-size:12px;
}
.h2{font-size:32px;font-weight:900;letter-spacing:-.3px;color:var(--primary)}
.lede{margin-top:10px;max-width:880px;color:var(--muted)}

.grid{display:grid;gap:18px}
.grid.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.card{
  background:var(--card);
  border:1px solid var(--border);
  border-radius:16px;
  padding:22px;
  box-shadow:var(--shadow);
}
.card h3{font-size:16px;font-weight:900;color:#0f172a}
.card p{margin-top:8px;color:var(--muted);font-size:14px}
.badge{
  display:inline-flex;align-items:center;gap:8px;
  border:1px solid var(--border);
  padding:8px 12px;border-radius:999px;
  font-size:12px;font-weight:800;color:#0f172a;background:#fff;
}

.split{display:grid;gap:26px;grid-template-columns: 1.1fr .9fr;align-items:start}
.list{margin-top:14px;display:grid;gap:10px}
.list li{list-style:none;display:flex;gap:10px;color:#0f172a}
.check{width:20px;height:20px;border-radius:6px;background:rgba(201,162,77,.18);display:inline-grid;place-items:center;font-weight:900}

.form{
  margin-top:16px;
  display:grid;gap:12px;
}
.input, textarea{
  width:100%;
  padding:12px 12px;
  border:1px solid #cfd6df;border-radius:12px;
  font-size:14px;background:#fff;
}
textarea{min-height:120px;resize:vertical}
.footer{
  background:var(--primary);
  color:#fff;padding:36px 0;margin-top:40px;
}
.footer .container{display:grid;gap:12px}
.footer a{text-decoration:underline}
hr.sep{border:0;border-top:1px solid rgba(255,255,255,.15);margin:10px 0}

@media (max-width:900px){
  .grid.cols-3{grid-template-columns:1fr}
  .grid.cols-2{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .hero h1{font-size:38px}
}
@media (max-width:720px){
  .hamburger{display:inline-block}
  .menu{display:none;flex-direction:column;align-items:flex-start;padding:14px 0}
  .menu.open{display:flex}
}